Sallie Mae^® Smart Option Student Loan^® for Degree-Granting Institutions

When grants, scholarships, and federal aid are not enough, choose the Smart Option Student Loan. You can apply for the money you need for college, and the flexibility you want.

• Competitive variable interest rates(Competitive fixed interest rates also available.)
• No origination fees and no prepayment penalties
• Easy online application accessible on all devices
• Get a 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit
• Borrow up to 100% of the school-certified cost of attendance
• Applying with a creditworthy cosigner may help lower your interest rate and give you a better chance of approval
• After graduation a borrower may apply for their cosigner to be released from the loan once they have made 12 consecutive, on-time principal and interest payments and meet certain credit requirements

Get the money you need for school quickly and at a great price.

• Low rates, free to apply, and no disbursement fees
• Borrow up to 100% of the school-certified cost of attendance (minimum $2,000)
• The most repayment choices - and help making sense of them
• 0.25% interest rate reduction when you make payments by automatic debit
• No penalty for early repayment

We get it. You want to pay as little interest as possible and have monthly payments you can afford. That's why the College Ave Student Loan Product has low rates and multiple repayment options to help you manage the total cost of the loan.

Discover® Student Loans

• Discover Student Loans provides options for Associate or Bachelor's degree programs at eligible colleges and for Masters and Doctoral degree candidates at eligible graduate schools.
• Each year, you can borrow up to 100% of your school-certified cost of attendance (including tuition, housing, books and more) minus other financial aid. Aggregate loan limits apply.
• Apply today! Choice of fixed or variable interest rates
• Zero fees — No loan application fees. No origination fees. No late fees.
• Choose in-school or deferred repayment option, and there is never a penalty for pre-payment
• Get a one-time cash reward of 1% of the loan amount of each new Discover student loan when you get at least a 3.0 GPA (or equivalent)
• 0.25% Auto Debit Reward when you are enrolled in automatic payments during repayment
• 6-month grace period
• By adding a cosigner, you may improve your likelihood for loan approval and may lower your interest rate
• Applying online is quick and easy and our knowledgeable, US-based Student Loan Specialists are ready to help you. Tools and information at DiscoverStudentLoans.com to help students and parents through each step of the process — from exploring financial aid to repaying student loans.

PNC Solution Loan^™

We realize that covering all of your expenses can be a challenge, especially when government loans and financial aid just aren't enough. Apply for your PNC Solution Loan today so you can get the money you need to finance your education.

• Choose your interest rate option: variable or fixed rate
• Get 0.50% off your interest rate with automated payments from your checking or savings account when making scheduled payments that include both principal and interest
• Enjoy flexible payment options: defer until you graduate or leave school, or start paying right away and save on interest
• Take up to 15 years to repay
• Stay focused on your education - we'll send funds directly to your school
• A co-signer release option is available after 48 consecutive on-time monthly payments and is subject to credit approval

Citizens Bank Student Loan™

Citizens Bank^® is reinventing college borrowing. With the Citizens Bank Student Loan™, borrowers get competitive fixed and variable rates, no origination, application or disbursement fees and flexible repayment options. Our goal is to provide students with better ways to pay for college! 

Choose interest and repayment terms that work for you

• Competitive fixed and variable interest rates
• No application, origination or disbursement fees
• Save up to 0.50 percentage points off your interest rate with available discounts^2,3
• Flexible repayment options and terms

LendKey Private Student Loan

Are federal loans enough to cover the cost of your college education? A LendKey Private Student Loan from a not-for-profit credit union can be the answer to your funding needs.

• Variable interest loan based upon 3-month LIBOR index plus margin.
• Borrow as little as $2,000 or up to the Cost of Attendance per year.
  • Borrow up to $120,000 in undergraduate debt
  • Borrow up to $160,000 in graduate debt
• Use the funds for any qualified educational expense.
• No prepayment penalty and 30-day loan cancellation policy.

Citizens One Student Loan™

Citizens One Student Loans^® is reinventing college borrowing. With the Citizens One Student Loan™, borrowers get competitive fixed and variable rates, no origination, application or disbursement fees and flexible repayment options. Our goal is to provide students with better ways to pay for college!

Choose interest and repayment terms that work for you

• Competitive fixed and variable interest rates 
• No application, origination or disbursement fees
• Save up to 0.50 percentage points off your interest rate with available discounts
• Flexible repayment options

Need help financing your MBA? The CommonBond MBA Loan helps cover the full cost of your attendance, and saves you money over the federal loan program.

Big Savings

MBA student loans starting at 5.78% APR can save you over $10,000 vs. a federal loan. Competitive, fixed interest rates that are based on your chosen repayment term.

• A 10-year option with a fixed interest rate of 5.59% (5.78% APR)
• A 15-year option with a fixed interest rate of 5.95% (6.09% APR)

Technology

Our simple online application can be completed in minutes, so you can see your rate quickly and get on with things that manner!

Friendly Customer Service

Get your questions answered fast by our friendly care team. Whether you want to email, live chat, or call us, we're here to help you!

Community

At CommonBond, we go beyond student loans. We've designed our community to connect you with the experiences, resources, and relationships that help you get to where you want to go.

Social Promise

Make a difference! For every degree fully funded by CommonBond, we fund the education of a student in need for a full year.

ISM Student Loan

When grants, scholarships and subsidized loans don’t cover your education costs, a fixed or variable rate ISM Student Loan may be your best option. Families at many Indiana colleges and universities appreciate the multiple repayment plans and generous benefits the ISM Student Loan offers. Apply to see if the ISM Student Loan is the answer to your education funding needs.

Choose interest and repayment terms that work for you

• Fixed or variable interest rate options for eligible applicants
• No application, origination or disbursement fees
• Earn a 2.00% principal reduction reward after graduation
• Competitive variable interest rates — 3.89% APR to 10.89% APR, (Competitive fixed interest rates also available)
• Get a 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit
• Flexible repayment options
• A co-signer release option is available after the initial 48 consecutive on-time monthly payments and is subject to credit approval
• Benefit from a financial literacy tool as part of loan application process
• Tools, information and additional help limiting student loan debt from financial aid experts at ISMCollegePlanning.org